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Should I consider camera insurance?

The Insurance Emporium
(Image credit: The Insurance Emporium)

Have you received a shiny new camera over Christmas, or are planning to pick one up in the January sales? It might be a good idea to think about taking out insurance for your new camera! 

At The Insurance Emporium (opens in new tab), whether you’re an amateur or professional photographer, we could have the policy for you!

(Image credit: The Insurance Emporium)

Amateur & Semi-Professional Camera Insurance

If photography is a hobby rather than a career, Amateur & Semi-Professional Camera Insurance could be the policy for you! With this policy, you’ll be covered for theft, loss or accidental damage of your camera. 

You’ll also receive up to 4 years’ New for Old cover, as well as up to 130 days’ worldwide cover as standard benefits. So you can be covered if you want to take some holiday snaps!

(Image credit: The Insurance Emporium)

Professional Camera Insurance

At The Insurance Emporium, our Professional Camera Insurance is designed for professional photographers making a living from the snaps they take. 

Includes all the standard benefits of our Amateur & Semi-Professional policies, with increased cover levels for some benefits. You’ll also receive cover for accidental portfolio damage and props as standard on your Professional policy.

(Image credit: The Insurance Emporium)

Optional Benefits

Customise your cover with Optional Benefits! We believe each one of our policyholders is unique and needs something different from their camera insurance. That’s why we offer a range of Optional Benefits, so you can tailor your camera insurance to suit your needs. 

Optional Benefits are exactly what it says on the tin; they’re additional cover you can add to either Amateur & Semi-Professional, or Professional Camera Insurance policies.

If you use your phone or other gadgets for your photography, you might want to consider the Gadgets and Mobile Phones Benefit. If you’re in a daring mood and wanting to take some action-packed snaps, you can add the Helmet, Sports & Action Cameras Optional Benefit. And if you’re wanting to take a deep dive into the world of photography, you can add cover for Waterproof Photographic Equipment.

(Image credit: The Insurance Emporium)

Camera Insurance with up to 30% discount

If you’re investing in camera equipment and you’re thinking about taking out insurance, why not make a stop at The Insurance Emporium? We offer a 25%* introductory discount on camera insurance policies, and Digital Camera World readers get an additional 5%* discount. That’s 30%* discount for your first year of cover! 

Just visit theinsuranceemporium.co.uk/DC99 (opens in new tab) and use the promo code DIGICAM for your additional 5%* discount to get up to 30%* discount on your Camera Insurance policy.

* The 30% discount is made up of 25% Introductory Discount plus 5% additional discount using the promo code DIGICAM. The 5% promotional offer ends 31/12/2021 and is only redeemable on monthly policies and not where premiums are paid annually. The Introductory Discount is available for the first 12 premium payments on lunar and calendar monthly policies, or one premium payment on annual policies.

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Digital Camera World is one of the leading authorities on camera and photography news, reviews, techniques, tutorials, comparisons, deals and industry analysis. The site doesn't just specialize in cameras, but all aspects of photography, videography and imaging – including camera phones, gimbals, lenses, lighting, editing software, filters, tripods, laptops, printers, photo books, desks, binoculars and more. 

Whether you're using, looking to buy or trying to get the most out of a compact camera, action camera, camera drone, cinema camera, beginner camera or professional camera, Digital Camera World has a roster of experts with combined experience of over 100 years when it comes to cameras, photography and imaging.