This an ongoing bone of contention and one that prevents people from posting images on the site. The last time it was raised and still remains unanswered was a couple of weeks ago on
http://beta.photoradar.com/forums/showthread.php?t=341
Another question to add to the list, do the T&C's apply to images posted in the Forums that are not within the galleries, if that is possible. i.e. to illustrate an example or specific technique?
That used to be possible on the DCM site, but things are so complcated here, even to load an image into the gallery is a long drawn out affair. and when you finally manage it the image is so degraded that it's a pointless excercise anyway.