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Hi Lynne, welcome to the forum
Isn't the Tamron 18-200 the stereotypical "walk-about" lens? To me that seems the obvious choice considering your kit.
If you do want a new lens, I think it depends on what your priority is in terms of focal length - wide or long? Budget is also something of a consideration. The Nikon 16-85 is around £450, the Tamron 28-75 is around £300 so the Tamron is certainly cheaper but 28mm isn't very wide at all, especially with the 1.5x FoV multiplier.
The other obvious options are the 18-105 VR (£220) (which comes as the kit lens with the D90) and the Sigma 18-125 OS (£250) which is the direct competitor. I've got the 18-105 and am generally very impressed with it.
In a recent copy of AP they compared the 2 lenses and the Sigma won mainly on build quality - there really wasn't anything in it in terms of image quality.
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