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I guess most manufacturers use chips on their refills now in an attempt to commit people to their more expensive own brands. When I first got my Canon Pixma 5200 r I could only get Canon original inks. In time 3rd party producers developed a refill tank and tools to remove the chip from the original , replace it on the 3rd party and use again though had to disregard warnings telling me it was still empty. Afetr a while longer 3rd party ink makers supplied tanks with their own chips allowing use as easily as the originals. I use 3rd party all the time now and get them at 1/6th the price and less of Canon inks. There is no visble difference in print quality / colours but I am guessing there would be in terms of print life. That said I do not do much home printing - if I want a hard copy I want the best and go to a local printer.
The newer the printer the more likely it will be harder to find 3rd party chipped refills. That said use of them voids your warranty so I would stick with originals in the guarantee period anyway. Find the printer you want and search online for cost of originals and 3rd party and chip issues. They do vary.
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